[MDFlyer]

Originally Posted by Pairadocs

Do your own research on EVERYTHING, from a new floor to investing your money. Before retirement, many of our friends would urge us to go with them to a free lunch or dinner. We did attend a couple out of curiosity, but (of course) so much presented was like the old "putting lipstick on a pig", won't go into it all, most has been posted here. Decided long ago that NO ONE, not one single person no matter what they tell you, fiduciary, CFP, NO ONE cares as much about YOUR money as YOU DO. They may "care", of course, but let that sink in, no one cares as much as YOU DO about YOUR money or your welfare. That advice should always be in your mind, rather buying a golf cart, an automobile, or new windows, listen to it all, but just keep remembering the person talking is not MORE interested in your welfare that you are. When you find a person who says, "no, you don't need an whole new AC unit at all, who told you that ? Actually you just need a relatively inexpensive new --------- (fill in the blank), then you can BEGIN to trust that person...LOL ! A LOT of free lunches in the villages... it must be paying off for someone ? Mom always said, there is no "free" lunch..LOL !

So very TRUE, but people have to trust others to help them in matters that they don't understand or don't understand fully. You cannot go through life being distrustful or suspicious of everyone. When it is pointed out, as with Michael L. Whitaker and Associates, they need to be singled out and made examples of. The state, college, and other agencies let the public down in this case. Inaction by these agencies cost us thousands perhaps millions of dollars. With so many fillings against Michael L. Whitaker and Associates they should have shut him down before this happened.