Not sure how much it adds to the price of the home but doing the tile floor afterwards may be an issue. Some tiles won't line up correctly if carpet is laid like in a bedroom. The tile from the hall will match going into the bedroom (where carpet is removed) but when you get to the bathroom that originally had tile, the new tile probably won't line up and you'll need a threshold piece. May be 2 or 3 tiles laid perpendicular to bedroom & bathroom tiles. Either way, the grout lines will not match going from bedroom to bathroom. It could look like a hack job when finished.
I'd put tile in the same category as your cabinets & countertops. Get what you want as it's being built and cut back elsewhere. It's only a few more $ on your monthly mortgage.
You also need to think about how difficult it might (will) be to get construction people in to do any work after the fact. And pricing will be higher.
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