If I knew what I know now, I would only put in the basics that are required and pay to have it done your way later. If they let you do your own, do it. You will have a lower cost, which determines your taxes. You will have more selection at a lower cost and more control over workmanship and warranty. Beware, the line "Warranty is wonderful, they will fix everything" is propagated by the salespeople and is not true in our case. We have well over $50K worth of remaining defects a year and a half after closing.
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