I just got a $62 refund on our car insurance. .
No explanation in the cover sheet. .
Coverage calculation page says read following page for explanations
Final page, the only change in the list of discounts since the vehicles were purchased is
Age 65 Discount . . . .
Obviously their statisticians and actuarial have ring fenced the villages. They only see the effects of aging in one location, and the result of a very large population of drivers, retired drivers outside the villages are safer than your average driver. . .