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Old 04-23-2023, 01:17 PM
Plinker Plinker is offline
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Quote:
Originally Posted by retiredguy123 View Post
You can earn as much as 5.1 percent on a Fidelity brokered CD. But, the taxes on the interest must be paid annually, even for a multi-year CD. Go to Fidelity.com to view the available CDs.

My Vanguard money market account is currently paying 4.78 percent interest.
I have two Vanguard brokered CD’s paying 5% but is a qualified account. I also have a Vanguard money market account, as you suggest. However, I am curious if there are other products that are guaranteed that will specifically delay interest paid. In other words, I don’t want to pay taxes on the interest annually on some non-qualified accounts. I would prefer to wait a few years to pay those taxes.