Talk of The Villages Florida - View Single Post - Financial question: delaying taxes on interest earned
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Old 04-24-2023, 01:23 PM
Badger 2006 Badger 2006 is offline
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Quote:
Originally Posted by Plinker View Post
I chose I-Bonds for that reason plus the great interest rates the last two issues. However, are there any other investments that will delay interest with non qualifying monies and provide guaranteed returns? The new issue I-Bonds next month are forecast to be around 3.75%.
With the I Bond the rates change every three months. If you keep the bond for a few years and cash it in prior to 5 years, at what rate is the 3 month interest penalty calculated? The current rate or a melded rate since purchased?