Talk of The Villages Florida - View Single Post - Can’t Afford The Villages
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Old 04-26-2023, 11:09 AM
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Quote:
Originally Posted by villagetinker View Post
OP, a lot depends on the age of the house, ours is a 2013 vintage concrete block with wind mitigation on the roof, the result was a mild increase of around $300. Car insurance also depends on your selected coverage, especially deductibles, I tend to have $1000 or higher deductibles, I just got the bill, 2 cars (2012 and 2021 vintage) and it is around $1700, I have some questions and will be discussing with agent shortly.
The age of the roof on your house will have a big impact on your insurance rate, if it is approaching 15 years, you better plan on a new roof in your future (at your cost).
Hope this helps, make sure you account for all of the other expenses. Search this site, as there is another thread on the typical living expenses.

VT, is that $1700 for six months or a year? We were paying $146/month for two cars (2011 and 2005) with Farmers. In 2020 we sold both and bought a used 2018 Ford Explorer with all the bells & whistles, and insurance for that car alone jumped to $182/month. We said goodbye to Farmers and now have something through Allstate for low mileage use. Hard to say how much we've saved because we left shortly after switching, and the car is now in storage. But it definitely was not going to be $182/month.
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