I have a Truist free checking account that comes with a debit card that I only use for ATM cash. The account pays no interest. I have a Truist Signature credit card that I use for almost every purchase I make. It pays 1.5 percent cash back rewards on all purchases. When my credit card bill is due, I can log on to Truist and make a direct transfer from my checking account in less than a minute. For interest bearing accounts, I use Vanguard Investments. Banks cannot compete with Vanguard for earning interest.
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