Quote:
Originally Posted by golfing eagles
Please don't take this reply as too harsh or critical:
If the make-or-break factor in contemplating the affordability of moving to TV is the difference in homeowner's and car insurance (if any), then you can't afford to move here.
|
I had composed a response very similar to this, but I must have hit the wrong button because I don't see it.
Unfortunately, there are certain mandatory expenses that you will have no control over. Among these are taxes, insurance, maintenance assessments and amenity fees. While you can cut back on luxuries like travel, dining out, championship golf etc. those mandatory expenses are out of your control, and I've probably left a few out.
Not only must you pay them, you will have no control over how quickly and how drastically they increase. And they will increase.
You will have a much more pleasant retirement if you are not living too close to the edge of what you can afford. Do the math, and leave yourself some leeway. How much leeway you leave is a personal choice.
If TV works out for you, great. If not, there are other places where you can be happy.
Best of luck.