I would try your questions here or a retirement board to educate yourself. Then try the SS office or an expert.
When I started SS I went to the local office to discuss an sign up. Told I was wrong on some of my understandings so I went along with the SS employee's recommendations. He was wrong and it took about 6 months to get the corrections processed. I was correct. Moved and went to new SS office. Expert advice and help. Point is SS may not give you correct answer so educate yourself.
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