Quote:
Originally Posted by Gigi3000
Should i move all funds to Vanguard Federal MM? I have it currently in VTSAX and VTTVX. I'm not the best at reading my returns but neither have paid a dividend or a very small one this year. Its an IRA. Ive been to a financial advisor but these interest rates have gone up in the last few months so i question whether i should do their recommendations at this time. I would have about 1 million in the MM if i make this change, i know that is over that SPIA limit.
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Without knowing your total financial picture nobody can make any specific suggestions. Depending on your age you might need to have your funds last for 30 or more years.
Suggest a fee only financial advisor but talk to a couple and decide whom you would be comfortable with.