If you can handle the monthly premium of around $230.00 per month, I would seriously consider the Medicare F, now called the "G" plan. It will open many doors for you as it will allow you to use any doctor you want as you're not locked into a group. Also, a big plus is that you do not have to wait for referrals. Talking to Shine as mentioned above is a smart idea and they will give you all your options for consideration so you can make the choice that is best for you.
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