Gigi:
First, I strongly suggest that you edit your original message in this thread and delete the numbers referring to your assets. These TOTV messages are public and even show up in Google searches. You can click the edit button in your first post of this thread and then edit what your wrote. If you make that change to your message, hopefully other people in the thread who quoted your original message with your numbers will do the same.
Second, since you have been to a fee-based financial planner before, talking again to them with your question is likely a very good idea since they already have some idea of your circumstances. Many personal factors ought to go into the kind of investment decision you want to make. Alternatively, Boomer’s suggestion about talking with a planner in Fidelity’s Lake Sumter Landing office might work for you. (Also, I believe that you can transfer your Vanguard funds to Fidelity without be required to move them into Fidelity funds. Fidelity can hold a person’s Vanguard funds.)
Lastly, if your original question is motivated by wanting to lower your risk to volatile stocks, be aware you may be taking on new risks by switching (e.g., inflation risk, longevity risk). A competent financial planner can help you learn and balance the risks.
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