Talk of The Villages Florida - View Single Post - What company to use for supplimental Medicare
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Old 05-02-2023, 11:43 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by theorem painter View Post
If you did not apply for Medicare when you were 65 (even if you didn't need it) expect to be penalized. I had an uncle that worked until he was 80 and did not apply for Medicare when he was 65 because he had a plan through his employer. When he went to apply at age 80 they penalized him 6 months. His congressman got involved and Medicare would not budge with the penalty.
Note that the penalty for delaying applying for Medicare Part B is 10 percent of the basic premium per year. So, a 15 year delay would result in a penalty of 150 percent. However, as long as your uncle was working and had a credible health insurance plan through his employer, he would not have incurred the penalty. It sounds like you don't have all the facts.