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Originally Posted by Gigi3000
EDIT:I WOULD ONLY LEAVE IT IN THE MM FOR 6 MONTHS THEN BACK TO VTTVX
Should i move all funds to Vanguard Federal MM? I have it currently in VTSAX and VTTVX. I'm not the best at reading my returns but neither have paid a dividend or a very small one this year. Its an IRA. Ive been to a financial advisor but these interest rates have gone up in the last few months so i question whether i should do their recommendations at this time.
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Attempting to time the market is usually not a good idea. Full time professionals with extensive education who are paid to do that often fail. Best to choose a strategy based on your tolerance for risk and stick with it. If you want guidance, hire a Vanguard advisor. They are much lower cost than most advisors.