Agree medicare G with gap coverage is way to go. If you are eligible for USAA, they are best. Also need drug plan but they are reasonably priced and you can change them every year. All drug plans vary the copays on the pharmacy you use. You can change pharmacies to match your plan if the difference is worth it. You can find all that out by going to medicare.gov and looking at drug plans. Most dental coverage is not worth what you pay for it. Check all the deductibles and copays. Vision is included with medicare with the exception of refractions or contact lens fittings which are not expensive. Be aware that all premiums increase as you get older so don't compare yourself to what others are paying unless you know all the details. Also be aware, your government medicare costs vary depending on your taxable income, including what you take out of IRAs. If you net a lot of money on the sale of a house, they may include that for the year you sell but I'm not sure. Might be an exemption for that.
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