Quote:
Originally Posted by arbud
Hello all.
I am 67 have been retired over a year. On social security.
I have been on my wifes Baltimore county public school health insurance.
She will be retiring July 1 but is not old enough to collect ss for another 6 months.
She will have to pay alot more for her health insurance and I will have to start using medicare.
Along with that I will have to get supplimental dental, vision and i guess prescription.
I am in perfect health as we speak and takwe no medication, but you never know what the future brings of course.
I suspect alot of the villagers are in the position I am entering.
Who do you use. I am in MD now but will be moving down there perminately Oct 3
Any help will be appreciated.
|
I know Baltimore County Public Schools have good health insurance options. They also to have Health Benefits Coordinators who can educate retiree's regarding COBRA options. That might be a good temporary option for your wife. The cost of Cobra will include both the employee and employer portions and a added on administration fee. She could then make a switch to supplemental insurance at age 65. Many supplemental plans are portable, which means you could just purchase it locally then carry it with you to Florida. Shop around! Call health insurance brokers, who are knowledgeable in the different supplemental plans. Don't forget to pick up drug insurance.
Vision and dental is a whole other ball game, especially if you had one of the good plans offered through Baltimore County Schools.