Quote:
Originally Posted by retiredguy123
It sounds like you want to move out of stocks and into a 100 percent bond portfolio. If so, I would suggest that you spread the money into several Vanguard funds, such as:
Federal Money Market fund (30 percent)
Short Term Bond Index fund (30 percent)
Total Bond Market Index fund (25 percent)
High Yield Corporate Bond fund (15 percent)
Stay away from any long term bond funds, where the average bond duration is more than about 8 years. Just a suggestion.
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Agreed. If one thinks that a recession is coming this year, then it is a good time to make those changes that are outlined in this post. Incidentally, I like Vanguard very much. Another possibility is about 5% of an ETF for gold and/or silver.