[Michael 61]

I’m a retired auto claims manager - Most auto have fairly similar and standard definitions of what constitutes a “vehicle” - it must be licensed for use on public roads and highways. That excludes most golf carts. So unlike when you rent a car, and your insurance transfers to the rental (as long as you are driving the rental at time of loss), the same does NOT hold true for a golf cart rental, that is not licensed to be driven legally on public roads. Your claim would be denied.