[Boomer]

Good morning, OP,

If you would like to read some background info on the company you are considering, do the following:

1. Type Talon Wealth into Google. (You will get several hits.)

2. Scroll through the list of hits until you find the one from investor.com which has a lot of information about the company in general.

2. Keep scrolling through that article until you get to a section titled “conflict alerts” where you will find 2 alerts.

4. One of the two conflict alerts says “ Insurance Agent Conflict Affiliation” — so click on that and it will open to a titled paragraph “What does this mean and why is it important?”

4. Read it.

5. Also notice there are a couple of things under “Alerts” that say “Ask Firm” — one is about 12b-1 fees.

6. Just read the whole article.

What reading the investor.com article about Talon Wealth can do for you is prepare you to ask questions……….

My take on this? Looks like this is just another one of those “wealth management” companies where you are likely to be guided toward annuities and other high commission instruments.

(Maybe I should not say this, but…….”Talon”? — geez. Whose marketing idea was that? Looks like they word-played with “Guarding Your Nest Egg”” — but c’mon, birds of prey have talons………Somebody did not think hard enough about word choice in that one…….or maybe the name is perfect — because it is really hard to get out of the clutches of an annuity.)

Boomer

PS: I know some people are happy with their annuities and that is none of my business. I have friends who have annuities…….and I just keep my mouth shut — after the fact.

OP, at least have a talk with someone at Fidelity or Vanguard. Educate yourself, please. And then decide if you really want to end up with an annuity.