You are better off going with a fiduciary. We have been with Synergy Wealth Alliance for over 10 years. They are not your typical "sell you an annuity" company.
They will work with you for your own personal situation, and they strive to get you into a financial plan with very low fees. Hidden fees are the real killer when it comes to investing. Stay away from the companies around The Villages that do a lot of advertising i.e., billboards, print, television/radio. They are just spending your kid's inheritance.
Matt Wade and Carrie Letsinger are just who you're looking for.
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