We rented our first few months in the Villages and a cart was included in the rental. However, the landlord had us sign a rider that said we were responsible for any accident involving the cart. It sounded like if we were at a light and were rear-ended that we would be responsible for the damage to his cart!
I spent several days trying to get insurance on the rental and couldn’t get it because I didn’t own it. I asked the landlord to insure it and told him that I would pay for the three months of coverage. It was under $200 a year. After I moved out, I told him he could charge his other tenants for the insurance coverage so it wouldn’t cost him a penny. He refused to take out the policy so we didn’t use the cart the entire three months.
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