[andercat]

Two years ago, I got a quote for flood insurance. It was roughly $500/year. I requested a quote a month ago from my insurance broker at The Villages insurance. She gave me two different quotes. One was from the federal government and the other was a private insurer. One was roughly double and the other triple the quote from 2 years ago. I also went to an online site that listed various companies and the cheapest about $800. So the cost was not the same. The cost has gone up a great deal. If you currently have flood insurance, they (I assume the feds) set a limit as to how much they can raise your premium each year. Regardless it is going to increase to pay for all the flooding that is occurring.