[rustyp]

Originally Posted by yellowtownhouse

I am writing today to present a problem that I have never experienced and am hoping that someone may have some 'words of wisdom.'

I recently received a letter from my homeowners Insurance Company canceling my insurance.
(Stay with me, I DON'T have an old roof).I purchased the policy in August 2021, almost two years ago. This is exactly what the letter said.

"The reason for nonrenewal is Ineligible Risk/Dwelling According to our policy information, the Manufactured Home is not built in full compliance with the American Society of Civil Engineers Standard ANSI/ASCE 7-88 adopted by the U.S. Department of Housing and Urban Development on July 13, 1994, and therefore is ineligible for the program per the underwriting guidelines.

Would someone please explain to me that after almost 2 years (with no claims) they now have found a defect that makes me ineligible? To me this feels like reverse fraud (hence my title).
Can anyone shed some light on this, I am just at a loss?

Thanks for any responses.

It would be helpful to potential new pre-owned manf home owners to share what company cancelled you.