Quote:
Originally Posted by tophcfa
You are correct, agents can’t control an insurers premiums. However, good agents work with an extensive portfolio of insurers and should know which companies will offer the best rates for each clients individual situations. Good agents also answer the phone or get back to you quickly and are both friendly and helpful. The Villages insurance wasn’t cutting the mustard on any of those fronts so we dumped them about three years ago.
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The issue is that the growth in houses doesn't match the growth in agents at TVI, and they have decided to limit their staff growth. The other issue is that with the entire insurance landscape changing in FL due to last year's hurricane, the agents are swamped with above average number of calls to look at alternative pricing.
When insurance rates go up with about inflation, no one much cares. .
when rates go up exponentially higher than inflation, people care, and they aren't staffed for everyone wanting an alternative price which might not exist from their list of suppliers.. .
Realize that all prices in FL are going to go up, and greater than inflation. .
Labor pricing is going to continue going up as the higher rates are sought in Orlando. .
the catch22 of living in rural FL with a major city 60 minutes away. . either you spend more to keep good people or you get by with mediocre people
pick your poison