Quote:
Originally Posted by roadrnnr
We are looking at homes in the 15 -20 year old range in Sumpter county simply because of the location and lower tax
Working with a realtor and we told him to only show us houses with new or newer roofs because of all the stories I have heard about insuring with an older roof.
My ? is if purchasing a house in that age range with a new or newer roof is the price of insurance back to reasonable levels.
He is telling me I could expect to pay about 1200-1500 a year with a house that age with a new roof.
I would like to hear from anyone who is actually in that situation.
We just came back from a lifestyle visit and it was everything I expected and more.
Thanks
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Our house, just north of 466 was built in 2001 and is about 1600 square feet. We put on a new roof and have had wind mitigation inspection (very important to save about $500). The figure your agent gave you is about right IF you can find a company that will sell you insurance. Many of the big name companies either won’t insure in this area, or, in our case, wouldn’t insure a house built before 2002 (why beats me). We ended up with Kin insurance, a fairly new company, for a little over 1000/yr.