Talk of The Villages Florida - View Single Post - Getting advice on reducing homeowners insurance premiums via The Villages Insurance.
Thread: Getting advice on reducing homeowners insurance premiums via The Villages Insurance.
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Old 05-17-2023, 03:01 PM
retiredguy123 retiredguy123 is online now
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Originally Posted by Rainger99 View Post
I have a $1 million umbrella policy. The good news is that it went down 1%!!

I will check on dropping the the uninsured. That is the second biggest premium - behind bodily injury liability.
I think if you reduced your liability coverage, you would not be able to buy an umbrella policy. You may want to check with State Farm and Allstate for auto insurance because they both offer liability limits of up to $1 million, which might allow you to cancel the umbrella policy. Some auto insurance companies will only sell you $250K in liability coverage.