Not sure about lower taxes since the seller likely gets the Homestead exemption. The new buyer will need to apply and the taxes will probably be based on sales price.
The insurance estimate sounds about right. Once you’ve narrowed the choice I would get an estimate from The Villages Insurance Company. It’s not a commitment.
It sounds like you are using an outside realtor. You’ll get a wider choice if you use a Villager Realtor. If the one you’re working with doesn’t want to show you preowned get a different Village Realtor.
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