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Old 05-18-2023, 06:54 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by petsetc View Post
Since ~2005, we have maintained about 40% international (mutual funds) in the equity portion of our investments believing that if 50% of the world economy is not in USA then opportunity exists elsewhere too. It has fared well for us.

A good starting place to look at potential mix(es) is paulmerriman.com who recommends some equity mixes under his portfolios>mutual funds.
I don't know what you mean by fared well, but Vanguard has an international stock index fund, a total stock market index fund (US stocks), and an S&P 500 stock index fund. Over the past 10 years, here is how they have performed on an average annual basis:

International fund, 4.43 percent
Total stock fund, 11.68 percent
S&P 500 fund, 12.20 percent

Also, the international fund has a risk rating of 5, but the two U.S. stock funds have a risk rating of 4. I think I will stick with U.S. stocks.