I suspect that a lot of people own international stocks and/or bonds because they were recommended by a financial advisor. If you are paying an advisor to invest your money, I would recommend that you compare your total return to the S&P 500 index and total bond index least once per year. An honest advisor should do this for you. If the advisor is not getting a higher return than the indexes, then you are paying the advisor for nothing. Fire the advisor and buy some Vanguard index funds.
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