Quote:
Originally Posted by chelsea24
Gnu, I'm sorry, but I do not get the point of this post at all. I'm confused. Your friend could afford private insurance, but gambled on his health, then went broke??? Again, what does this have to do with the millions of people that want health insurance but cannot afford it?
Now he has "scammed" Medicad for an operation for his son?
Wellllllll.... I'd say I'd trust the government more than your friend!!! OK, snide remark... taken back.
Again, my concerns are for the millions of hard working people, or people with pre-existing conditions that legitimately cannot afford or get decent health care. Sorry, but the example you gave here doesn't equate.
Rshoffer, I can't buy the "Medicare Part D Formulary is impossible to figure out" as a viable argument. Maybe some people should quite trying to figure out if Obama was born in American and sit down and figure this out with the same enthusiasm.
Also, why is the USPS, Fed-Ex and UPS a bad example??? It's creative competition! We need more of that in this country. Bring it back!!! It is what made this country great!  |
When I see a pt in my office who had Medicare Part D, and I ask them which particular plan (there are dozens) they have and what is and isn't covered on their formulary and/or if they have a tiered deductable they usually look at me with a blank stare and have no clue. Then, typically they call back in 24 hrs and say, "My plan doesn't cover Cymbalta...or, that Cymbalta has an 80 dollar co-pay..." Then I ask, well what IS covered ??? and they reply, "I don't know, maybe the pharmacist knows... and round and round we go. So how do docs avoid the merry-go-round? Prescribe generics.... always a low co-pay and almost always covered, regardless of the plan. It's behavior modification at it
's best. Then many say... "but, I can't take generics...' and we're back on the merry-go round again.
the reason the USPS, Fed Ex is a poor comparison is when it comes to health care... The Feds will establish endless rules and guidelines for the pvt industry to follow... it will be like a sporting event where the referee also has a team on the field and is that teams coach.