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Old 05-18-2023, 09:18 PM
CoachKandSportsguy CoachKandSportsguy is offline
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Quote:
Originally Posted by Ecuadog View Post
It's not the size of the country that matters, but the stability of the issuing entity, e.g bank or credit union, that matters.

The OP inquired about investing in CDs in foreign countries. I don't invest overseas because I like to keep life simple. However, I have looked into it, specifically in Ecuador, where the official currency is the US dollar.

In January of this year, Banco Diners Club of Ecuador was issuing 1-year CDs that returned 7.20%, in US dollars. It's probably higher now. I imagine that the hoops that one has to jump through in order to qualify are complicated. I wonder about Puerto Rico or the Virgin Islands.
So what firm would you use to buy the CD? and for the foreign country market access and transaction, you might have to pay to a hefty commission. I have purchased intl equities through Fidelity, and the commission was hefty, fortunately it was a big percentage return. Not familiar with the intl purchase of CDs. . .