Talk of The Villages Florida - View Single Post - Anybody buy one?
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Old 08-23-2009, 04:37 PM
DENNIS G DENNIS G is offline
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Default Cart Insurance

Quote:
Originally Posted by GatorFan View Post
Huge difference in price of insurance also. Double check rates before you buy. Low speed is an automobile by Florida law, requires registation and tag-subject to required insurance by law.

Golf carts are not motor vehicles by Florida law and insurance is inexpensive.

Huge difference in premium.

Insurance for an Lsv isn't that expensive. I pay $160.00 a year for mine and have the same coverages as on my car. If you are covered under homeowners policy, most only cover from home to golf course and return, thief to a maximum of $5000.00 less depreciation. A friend had his stolen last year 2007 Yamaha, collected $3400.00, paid $6100. 7 months earlier. With an auto type policy you can state value. I know from experience, as I was involved in an accident that a person ran the stop sign and hit us totalling our car (Custom), I had it insured for $18,000. We got full value because it was the other persons fault.