My wife and I have 3 credit cards, one she uses, another I use, and the third never leaves the house, that one
I use for banking, and paying utility bills on line.
We also have the alert system set up on all three cards.
We NEVER write checks, and if we must, I use my bank certified/cashier check that they provide for free.
One thing I do every morning is look up all three credit cards and both checking accounts online even if no transactions were done the day before.
We do pay with cash if the need arises.
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