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Old 05-19-2023, 11:58 AM
Gigi3000 Gigi3000 is offline
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Quote:
Originally Posted by Ecuadog View Post
It's not the size of the country that matters, but the stability of the issuing entity, e.g bank or credit union, that matters.

I am not talking about countries that peg/fix their local currency to the US dollar. I am talking about countries that have adopted the US dollar as their official currency.

The OP inquired about investing in CDs in foreign countries. I don't invest overseas because I like to keep life simple. However, I have looked into it, specifically in Ecuador, where the official currency is the US dollar.

In January of this year, Banco Diners Club of Ecuador was issuing 1-year CDs that returned 7.20%, in US dollars. It's probably higher now. I imagine that the hoops that one has to jump through in order to qualify are complicated. I wonder about Puerto Rico or the Virgin Islands.
Cant find a yield for Diners Club without giving my personal information. Does Ecuador do any backing of bank CDs or Investment Certificates? I didnt see anything on their website about this.