Quote:
Originally Posted by kansasr
USAA here as well, just got our latest up 46% over 6 months. Decided to remove uninsured motorist coverage which was the biggest line item on our bill. Given that we're not going to be worried about lost wages or medical bills from an accident with an uninsured motorist, it seemed like a reasonable gamble.
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Yeah that is a very risky move. FL has a very high % of uninsured motorists and worse yet, hit n runs. I would for sure invest in a dash cam. I LOVE mine. I was a passenger in a truck totalled by a guy who was driving a car he did not own. He tried to say we hit him vs his turning into us. If not for the dash cam it would have been a dispute for the courts.
The guy confessed to the police when we told him prior to the police arriving that we had a dash cam. $150 dash cam kept the guy honest.