Quote:
Originally Posted by Laker14
We bought 2 years ago (close to 2 1/2 years now) in Poinciana. House was built in 2006. There was nothing actually failing with the roof, but we were hearing stories about the difficulty insuring roofs of that age. We had it inspected twice by reputable (not insurance scammers) roofing companies and both said "it's OK now, but within a few years it's going to need replacing"...
Our insurance is with Allstate. Not the cheapest, but I've had them for years up north and I more or less trust them.
Our decision was to go ahead and have a new roof done after one year. I don't know if my insurance would have been a problem or not, but I'm a snowbird and I didn't want to hear about a problem while I was up north.
Also, prices were going up weekly it seemed, so I figured if I did it "now" (one year ago) I might not need to do it again in my lifetime. I might be wrong about that.
We bought where we did because we wanted the location, more or less equally positioned between LSL and Brownwood. For some reason we seem to favor LSL over Brownwood. After 2 1/2 years we are delighted with our choice.
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Did your HOI go down with Allstate after the new roof was added?