Quote:
Originally Posted by Battlebasset
Give me a separate higher deductible on my roof, I'll promise not to engage Dewey, Cheatem, and Howell, and cut my insurance premium. No reason why you should get a totally new roof when a hurricane tears off some shingles from your 20+ year old roof. When you get a nail in one tire with 10,000 miles on them, do you get four new tires? And does insurance pay for them?
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Building codes are what requires insurance companies to pay for a new roof.