This is only my personal opinion. I lived in a Block Villa for almost 8 years in the Villages. In the year 2004 we had 4 Hurricanes and I felt very safe in a Block Structure. I now live in the State of Georgia and have a Brick Home. They stay cooler in the summer and warmer in the winter and you do not have to wory about Termites. Good Luck with whatever you decide to buy and you will love it in the Villages it is a great place to live.