Can you picture a health insurer telling an insured that the insurer will pay for a knee replacement. All the insured (who lives in Ocala) has to do is: 1) get a ride to Orlando Airport; 2) take a coach seat on a flight to Los Angeles (6 hours airtime - change planes in Dallas); 3) Wait at LAX (3-6 hour layover) 4) Take a coach seat on a flight to Bangkok (16 hours airtime - change planes in Taipei or Seoul); 5) get to hotel (1-2 hours driving time from Suvarnabhumi Airport); 6) stay at local hotel (1-2 days waiting procedure); 7) have the procedure; 8) stay at hotel (unknown time for medical travel release); and reverse the travel direction while wheelchair-bound.

Meanwhile, the same procedure can be done at Ocala, Leesburg, Gainesville, Orlando and Tampa hospitals - close to home, family and rehab facilities.

What a deal!