Quote:
Originally Posted by tophcfa
We are having a hard time insuring our log home in Massachusetts despite never having a homeowners claim. There are only a couple companies willing to write a policy on log homes due to fire risk. Log homes tend to be in rural areas with volunteer fire departments (slow response time), no public water (people have wells) so no fire hydrants, and homeowners tend to heat with wood and/or pellet stoves. Couple that with the fact that the logs are all intertwined (each layer is overlapped), which means a small fire in part of the house requires the whole house to be rebuilt, not just the damaged area like a stick framed home. It’s going to make an otherwise beautiful property very difficult to sell when we finally get around to downsizing. Erggggg!
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Ouch! not good!
After i stop working and get back from a golf trip with my wife in July, will call you to meetup for a golf day in August.