Talk of The Villages Florida - View Single Post - Mass home insurance policy up 25%
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Old 06-13-2023, 06:59 PM
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Quote:
Originally Posted by CoachKandSportsguy View Post
Dropped the personal property replacement coverage to 40% from 75% of house replacement value. House replacement remains the same.

not sure if it was clear
Confused. Say house is worth $ 100,000 equal to replacement cost.

If home is destroyed you get $ 40,000 down from 75,000.

Now what? Not enough proceeds to rebuild and person may or may not have funds to rebuild.