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Originally Posted by TSO/ISPF
Are Florida's laws so different from other states that litigation is more lucrative for the legal firms doing all the commercials claiming to get massive settlements for all the victims?
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To answer your question, yes. In a case where in an insured makes a claim and the insurance company denies the claim, the insured can file suit. If insured wins: 1. Insurance company pays the claim. 2. Insurance company pays the attorney fees for the insureds attorney. 3. Insurance company pays an attorney and attorney costs to defend the suit. In most cases, the insured gets more claim money than insurance company would have or did offer. New laws have been enacted and these new laws will stop some of this. Full Disclosure, I adjusted claims in Florida for 40+ years and have no experience with in other states.