Talk of The Villages Florida - View Single Post - Yikes, just watched a segment on NBC nightly news about Florida homeowners insurance
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Old 06-14-2023, 03:19 PM
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Quote:
Originally Posted by tophcfa View Post
You can get a renters policy which will insure the contents of the home, but not the home itself. With a manufactured home, the value of your land is typically worth more than the home itself. We almost bought a manufactured home on Turnberry Lane in the historic section and that was our plan. Good luck.
I tried to run a google search for this, but the only things I can ever find is with regards to tenants who do /not/ own the property they're living in, and how landlords are not required to make a tenant have this insurance.

I can't find anything that allows a homeowner to have rental insurance, but NOT homeowner's insurance.

I've actually been considering this for over a year, so bringing it up here might be useful to me (and anyone else who's stuck with a dwelling that isn't worth as much as the contents within it).