I know of one home that was struck by lightning, on their moving day. All classic cars in the 4 car garage, furniture in place, boxes not yet unpacked. Tired, they went to grab something to eat, storm came in while they were out. Lighting struck, home, classic cars, total loss, along with losing their pet. Since 07 it is the only home I knew of personally, that lightning destroyed a home. I am sure there have been others, but this home in our circle of people.
So yes it does happen, but with the thousands of home in such a large area, it’s just bad luck. Nope we don’t have lighting rods
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Do not worry about things you can not change 
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