This is what I have summarized from Posts #10 and 11. I appreciate the responses.
In my IRA (non-taxable) account, I should reinvest the dividends/gains since I am not taxed until I take an RMD.
In my mutual funds (that are taxable accounts), I should move the dividends/gains to a mutual fund cash account and initiate any 'buys' when I want to.
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