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Thread: Changing Asset Allocation
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Old 06-18-2023, 09:26 AM
Stu from NYC Stu from NYC is offline
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Originally Posted by FromDC View Post
This is what I have summarized from Posts #10 and 11. I appreciate the responses.

In my IRA (non-taxable) account, I should reinvest the dividends/gains since I am not taxed until I take an RMD.

In my mutual funds (that are taxable accounts), I should move the dividends/gains to a mutual fund cash account and initiate any 'buys' when I want to.
I have a different opinion on dividend distribution in taxable accounts. As you get them and reinvest you are also doing dollar averaging for the dividends. Better way to increase investments more efficiently.