House fire follows reported electrical power problem in Waltham
There are surges from the power company which can get past the pole protections, though rare, its part of fire prevention of the house. . .
Lightning arrestors are next, through a very low probability, not a zero probability. .
and prior to retirement, with 1/2 the income, will add to the total home protection.
finance guy (cheap one time insurance relative to the replacement cost of the house.)
note: not my company, but the other competitor