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Thread: Homeowners Insurance Quote
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Old 06-19-2023, 01:36 PM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Misky1951 View Post
Question for any former homeowner insurance agents.

I got a quote from a company. The quote lasted for 30 days. Within that 30 day window when I went in to accept the quote, the agent informed me that the company was no longer writing new policies in Florida.

Since the quote was still open when I applied, do I have any rights to get the policy?

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No. The quote is just a price, not an insurance binder. Also, the agent is not really an agent for the company in the legal sense. Insurance "agents" are mostly salespeople. Even when you get an insurance binder, it will have some fine print that says the company can reject the policy for almost any reason. I learned that the hard way.