Quote:
Originally Posted by Michael 61
I’m a retired auto insurance claims guy - the first thing you need to do is define the word “vehicle” when interpreting laws/insurance policies. In insurance world, the word “vehicle” refers to a car or other vehicle that is licensed to be driven on public highways (this excludes most golf carts, mopeds, lots of farm equipment, etc.) That is why you need separate golf cart insurance outside your auto policy for coverage from loss.
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Anything that legally travels on a public road is usually considered a "vehicle" under traffic codes.